Wednesday, September 10, 2008

"Public Mutual -My first Unit Trust "

My blog today will paste up few interesting comment on what people say about Unit Trust .

First Comment from the consultant blog or if you wanna to know more please click at http://www.irwan.biz/public-mutual-my-first-unit-trust/


"Assalamualaikum Razdi,I’glad to hear that you interested to invest in unit trust but there there’re rules that you’ve to follow if you want ton invest in this fund.1. It’s a medium and long term investment advise to hold at least 3 years and above.Average return from Public Mutual fund on average is from 40 % an above depend on time of current market you invest. Like now when the market is down this is the best time to invest. investment in unit trust is like plant a durian tree, it take a few years to grow but we can harvesrt the fruit until the tree die.So if you want to know the profit in a year you better put in ASB or buy direct shares..mutual fund can’t guarante the exact profit but it can give more than you expected if you are willing to wait.
For your info ittikal fund performance since launch 97 is about 250 % growth.If you need to know more just email to me at userd1414@yahoo.com "

2nd comment :

" I enjoyed reading every single comment on financial planning topics. BTW, what does ‘financial freedom’ mean? And is there any difference between unit trust and mutual fund? Similar mechanism?
Unit trust industry is still new to me. It caught my attention after a local newspaper reported that EPF investors suffered a loss of RM600 million. Wow! That’s a lot of money… Just imagine for those investors who going to retire in 2 or 3 years time. Do you think that they could recover their initial investments? Anyway, these are some of the questions came to my mind and it makes me become more and more interested in unit trust…
I’ve been working for approximately 3 years and I realised that I haven’t made any savings or investments since then. I’ve to start investing / saving now…"

3rd comment :

Assalamualaikum…
"Saya tak pandai sgt berbahasa English, malu jugak nanti takut tersalah bahasa. tapimasih teringin nak komen sesuatu di sini. Sebelum ni memang tak tahu langsung apa itu Unit Trust or Public Mutual Sampaila one day saya di approach by one of the Public Mutual unit trust consultant. At first saya cuba invest EPF, tapi lepas tgk keuntungan yg dapat naik geram pulak so saya cuba cash. bermula dengan RM1000. Alhamdullilah.. pulangan dia memang diluar jangkaan tak macam ASB yang disimpan RM1000 bila nak keluarkan pun RM1000. No capital gain. Memang tak menyesal. Sekarang saya dah tambah investment sebanyak RM10,000. Tapi apa yang paling menakjubkan tentang Public Mutual is my agent. he updates me almost every months and her service is one of the reason what I luv about public mutual. And she also pretty.. heheheh but that not the issue. The issue is Public Mutual will always be my choice. Banyak my friends yang masuk Swiss Cash kind of big talk previously. And they even laugh at me. Well look whose laughing now…."

4th comment :
"wow! this is fantastic! i’m so glad to get in touch with you people! i’ve been looking around looking for some guidance in finances, and i found you. my deepest gratitude for the replies. actually, i do not have EPF. i invested with PIADF following the advice of my agent. when i got an extra 1,000 i immediately decided to call an agent friend. i had no idea what unit trusts were, but i knew it may be better than just keeping the amount in the bank. he explained to me what it means to invest in PIADF, and he said its moderate risk. so i said ok. do you think i should stick with my current fund, or should i switch?
more success to all of you! thank you so much for sharing!"

Happy investing from me!

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